Getting a Manufactured Home Loan in North Carolina

North Carolina’s mild year-round temperatures give you the perfect opportunity to explore the beaches and parks in the state. You can find fun college towns in Raleigh, Durham, Greensboro and Chapel Hill or drive to nearby attractions in Virginia and South Carolina for day trips. The low cost of living and robust job market make it an inviting and welcoming area.

If you’re interested in manufactured homes, let CIS Moving Home assist you. We offer manufactured home loans in NC. Whether you need used manufactured home financing or want to purchase land in addition to the home, we have the right solution for that situation, too.

Our goal is to make homeownership more accessible to everyone. We have low-income options and other ways to find financing flexible for everyone interested in moving into a new home.

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The Difference Between Mobile and Manufactured Homes

Manufactured homes created before 1976 are referred to as mobile homes. That year, the government enacted stricter safety standards, and houses produced after that are called manufactured homes. To qualify as a manufactured home, it must:

  • Have been built after July 1976.
  • Have at least 400 square feet of floor space.
  • Be built on a permanent foundation.

Manufactured homes usually sit on their own land instead of in a mobile home community. Having a permanent place for these structures is essential since they’re immovable.

Financing Options in North Carolina

You have many options for manufactured home mortgages when you work with us. Many potential homeowners qualify for these financing opportunities:

  • Home Turf: Our Home Turf option is for those who own property and want to buy a manufactured home using their land as a down payment.
  • Just Home: The Just Home program is for borrowers looking to purchase a manufactured home to put on land they don’t own. They could be planning to live on family land or lease a plot from a housing community.

Who Finances Manufactured Homes in NC?

Work with CIS Moving Home for manufactured home loans in North Carolina. We have more than 30 years of experience assisting home buyers, and you enjoy many advantages when you work with us. Not every lender provides manufactured home loans, but we have loan officers who specialize in this type of financing. Our expertise can help you narrow down the type of loan you need.

We also know North Carolina lending standards and suitable programs for all and can advise you on options that fit your unique circumstances.

How to Qualify for Manufactured Home Financing With CIS Moving Home

CIS Moving Home provides manufactured home loans to qualified buyers in North Carolina and nationwide. To be eligible for a loan from us, you must have a credit score of at least 600. The minimum loan amount is $10,000. Fill out our application online and contact us if you have any questions about our process or requirements.

Ready to get started? Apply Now!

Ready to get started? Apply Now!

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