Texas Manufactured Home Loans

Whether you’re looking for the excitement of a big city like Houston and Dallas or the peaceful quiet of a rural area like Marble Falls, Texas has it all. If you want to finance the purchase of a manufactured home in Texas, CIS Moving Home is here to help. Whether you need assistance financing or refinancing your manufactured home, you’ll find a variety of options that fit your financial needs.

Manufactured home ownership offers plenty of benefits for borrowers in the Lone Star State. It’s an affordable way to experience independent living, and many different types of homes are available to fit your lifestyle and needs.

At CIS Moving Home, we want to help as many people as possible experience the benefits of homeownership — and that’s just what we’ve been doing for five decades. We offer competitive interest rates to help borrowers purchase their new home, land or both.

Financing Options in Texas

Our friendly team at CIS Moving Home can help you get the financing you need to achieve homeownership or to refinance your manufactured home in Texas. Here are some specific loan options that may be available to you.

FHA Loans

Federal Housing Administration loans are mortgages backed by the FHA to help borrowers purchase manufactured homes. FHA loans are a popular financing option, and those with an existing FHA loan can streamline the refinancing process to save time and money.

VA Loans

A VA loan is a mortgage guaranteed by the United States Department of Veterans Affairs and issued by a private lender. Only qualified U.S. veterans or active-duty personnel are eligible for a VA loan.

USDA Loans

The United States Department of Agriculture mortgage program is a financing option for eligible rural homebuyers. Many regions in Texas fit the USDA’s definition of rural, which allows more Texans to experience the benefits of this financing option.

Manufactured Home Mortgages With CIS Moving Home

At CIS Moving Home, we’re dismissing the myth that affordable housing has to look different. Our three-step application process makes it easy to take advantage of fast, simple financing options. A few of the benefits of choosing CIS Moving Home include:

  • Low interest rates: With our competitive mobile home financing rates in Texas, we can help you buy the manufactured home of your dreams with less interest.
  • Reduced monthly payments: Applicants can structure their repayment plans over a range of terms for lower payments from month to month.
  • Flexible credit qualifications: We’re proud to accept applicants with less-than-perfect credit histories.

Whether you’re planning to settle down in the country or the city, our team will work with you to ensure you secure the financing you need. As an experienced manufactured home loan lender in Texas, we provide comprehensive financing services — including loan origination and insurance. You can count on us to help you move into your new manufactured home with a fast and enjoyable buying process.

Types of Mobile Homes

Buyers have many size and style options when choosing their manufactured homes. All manufactured homes undergo construction in a controlled factory setting before traveling to a permanent location of the buyer’s choosing. Explore some of the types of mobile homes you can choose from.

Single-Wide Manufactured Homes

A single-wide mobile home is the smallest option. Most single-wide homes are 18 feet wide and 90 feet long. Since single-wide homes consist of one structure, they arrive at a buyer’s specific site as a single unit, making them easy and affordable to move.

Double-Wide Manufactured Homes

Double-wide manufactured homes consist of two units and are typically 20-32 feet wide and 90 feet long. Since these homes are larger, they arrive at a buyer’s specific site as two separate units. After they arrive on-site, a contractor pieces the two units together.

How to Qualify for Manufactured Home Financing in Texas

Qualifying for your mobile home loan is easy with CIS Moving Home. Here are our loan requirements:

  • Your home must be at least 400 square feet.
  • The home must have completed construction after June 15, 1976.
  • The home must comply with the Federal Manufactured Home Construction and Safety Standards.

Apply for a Manufactured Home Loan From CIS Moving Home Today

Take the next step toward your dream of homeownership by partnering with CIS Moving Home today! We offer a variety of loan options, such as chattel loans and land-in-lieu financing. To learn more about our loan programs, contact us online!

Ready to get started? Apply Now!

Ready to get started? Apply Now!

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